All-in-one, financial platform addressing the needs of all Wealth Management stakeholders.

Become a Market Disrupter with Tonic

    Tonic Offerings for Wealth Management Lifecycle

    Today for a retail bank, client acquisition would be impossible if they do not have an internet banking portal. We believe that investment banking and insurance will follow this trend.

    With this in mind we partnered with industry experts and built an all in one financial platform which automates and consolidates all back office operations. We built this system with the investor at its core. From day one our goal was to make investing simple and safe to investors.

    All-in-one, end-to-end - Wealth Management and Fund Administration

    Client Onboarding

    Client Onboarding

    • Prospective Client Portal
    • Cognitive ID / Video Match
    • Fallback Video Conferencing
    • Split Test Multiple Onboardings
    • GDPR Consent

    KYC Rules and Scoring Engine

    • Name Check
    • Anti-Money Laundering
    1 Automatic Compliance Workflow
    Back Office Wealth Management Portal

    Portfolio Management

    • Query enging for KPIs, Custom dashboards and reports
    • Portfolio, P/L, NAV Benchmarking
    • Order Management with compliance at its core
    • Automated Appropriateness testing
    • Corporate Action execution and management
    • Cash Movement and Reconciliation
    • Fee management and processing
    • Unit allocation, Automatic accruals
    • Fund performance benchmarking
    • NAV Reporting and Autamated Factsheet Generation
    2 Trade advice
    3 Trade instructions
    Investor Portal

    Full Transparency 24/7

    • Portfolio, P/L, NAV Benchmarking
    • Daily Portfolio Movement Report
    • Cash Movements and Balances
    • Third Party data feeds

    Robo Advisory

    • AI enabled Portfolio and Investor Profile learning
    • Preference, Strategy & Risk Appetite trade propositions


    • Market & Portfolio Position Notifcations

    Tailored Data Feeds

    • Broker advice, News, Research, Custom reports

    Client Onboarding & KYC

    Automated and configurable KYC framework is paramount for meeting an array of CCD compliance, regulatory and risk management requirements.




    Ongoing KYC Monitoring


    Workflow Management

    Document Management

    Audit Trail

    Dashboard Analytics



    KYC automation framework - reducing manual intervention, supporting business growth, enhancing operational efficiency and lowering operational risk.

    KYC and onbarding

    Tonic is a platform which enables Financial Services companies to streamline the engagement with potential customers

    • Easy configuration for Robo-Advisory
    • On-boarding via Video calling / Face detection using cognitive services
    • CRM capabilities with integrated document management
    • Rules engine to define KYC scoring with World Check integration
    • Workflow for approval of onboarding requests
    • Dashboard to provide insights on the whole process
    • GDPR consent management

    For Wealth Management, Insurance, Funds, Banking, Brokers

    Mobile Investor Portal

    Thynk Gaming Metrics

    Tonic is a platform which enables Investors to manage their portfolio and trade directly from their mobile

    • Access to portfolio(s) from mobile
    • P/L Portfolio Reporting
    • Portfolio NAV and benchmarking
    • Daily Portfolio Movement Report
    • Place trades directly from mobile
    • Alerts for market movements and portfolio positioning changes
    • Review cash movements and balances
    • Read news and research from Wealth Manager
    • Interface to Robo-advisory data feed
    • Realtime transparency for Investors
    • Interface for third party data services (such as IB and Bloomberg)

    For Investors

    Robo Advisory

    Tonic leverages AI to deliver tailor-made advice

    • Leveraging bot technology to process large volumes of data and produce trading propositions
    • Trading proposition can be published to clients with 1 click
    • Machine learning enables the bot to learn the investor's trading preferences and strategy
    • Truly personalized trading advice rather than generic investment listing
    • Wealth managers can push advice to a selected cross section of portfolios and risk appetites
    • Easy client dashboard to filter tips and execute buy/sell instructions

    For Investors, Wealth Managers

    Back Office Wealth Management

    Tonic is an all-in-one tool for Financial Services companies to manage all back office operations

    Customizable dashboard and query engine for custom reporting

    dashboard Customizable dashboard and query engine for custom reporting
    timeline Portfolio Nav for benchmarking
    network_check KPIs to deliver insight on portfolio management performance
    folder Portfolio Management and Reporting on current holding P/L
    group Corporate action execution and management
    swap_horiz Cash movement reporting and reconciliation

    Fund Administration

    Tonic is a platform for Fund Administrators to manage their Funds end to end

    • Account Period management
    • Fee management and processing
    • Corporate action execution and management
    • Unit allocation and reporting
    • Automatic accruals calculation
    • Benchmarking of Fund performance
    • Generation of NAV and NAV Reporting
    • Automated Factsheet generation

    For Wealth Managers

    Insurance Lifecycle and Customer Journey

    In a recent KPMG survey of CEOs in the financial services sector:
    • 41% of CEOs said their company will be significantly transformed in the next 3 years by technological innovation.
    • 77% of CEOs are concerned about their organizations keeping current with new technologies.
    • CEOs said technology was the 2nd biggest factor contributing to company growth; global economic factors took top place.
    History repeating:
    There is not a retail bank out there that can survive today without an engaging, customer centric, online approach.

    Customers in all sectors are more demanding, less loyal and more connected.

    “Digital Darwinism is unkind to those who wait” - CEO of Software AG

    What is the insurance sector doing about it?

    Tonic offerings for Insurance

    Tonic is a platform which enables Insurance firms to streamline the journey from lead to policy activation

    • On-boarding of new third parties
    • Rules engine to define KYC scoring
    • World Check integration
    • CRM capabilities with integrated document management
    • GDPR consent management
    • Easy configuration for adding custom Insurance products
    • Illustration generation
    • Dynamic Proposal Workflow
    • Policy Activation Workflow
    • Policy management and endorsements

    For Insurance Principals, Agents and Brokers

    Wealth Management - Case Study

    Comprehensive software implementation to consolidate, automate and streamline all aspects of GlobalCapital’s Wealth Management business.

    Tonic is an amalgamation of requirements from Financial Advisors, Fund Managers, Back office, Investors & Compliance Officers into a centralized, modular and digitally enhanced online experience.

    Leveraging Tonic, we automated much of Global Capital’s back office operations and consolidated all data in one place to give a continual 360 view of customers.

    Added Value

    • Increased automation of Wealth management workflow, introducing efficient and consolidated business oversight.
    • Minimized administration across the organization to raise productivity and customer facing activities.
    • Introduced a 2nd to none online UX experience for all stakeholders.
    • Consolidated business metrics in customizable Dashboard intelligence
    • Implemented efficient end-to-end client onboarding workflow and regulatory compliance.

    Insurance - Case Study

    Bringing end-to-end insurance business online with Tonic

    GlobalCapital engaged Thynk Software to supply a consolidated, comprehensive workflow management platform to streamline the journey from lead to policy activation for the insurance arm of their business.

    The Brief

    Deploy an enterprise insurance solution to manage workflow from lead to policy issuance across Compliance, Back Office, Underwriting, Client policy administration, Brokers and Sales Reps.

    Efficiency - Automation | Consolidation | Oversight


    Tonic/Genesis deployment to implement a comprehensive per product workflow and client onboarding solution for GlobalCapital’s Insurance product portfolio. Multiple user persona views and workflows addressing needs of Compliance, Back Office, Underwriting, Brokers and sales reps.


    Tonic/Genesis facilitated a significant reduction in administrative overhead, automated an array of manual processes and consolidated the view of business critical metrics in a single solution.

    Unique selling points

    • Exhaustive KYC & GDPR support
    • Complete on-boarding workflow process for new clients
    • Smart data entry of Individuals, Companies and Accounts
    • Background checks workflow incl. C9 & Reuters
    • Document Expiry reporting 
    • Dynamic and customizable rule based scoring engine
    • Auto generation of questions for KYC interviews
    • Per product workflows, dashboards, audit trails and alarming
    • Self service client portals
    • Future proof open platform to support new Insurance product offerings and 3rd party back office interfacing
    • Unparalleled ease of use and UX

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    • Simply put, Thynk Software delivers quality software on time; a software architecture that truly stands the test of time. Thynk built for us a sophisticated, yet easy-to-use, end-to-end e-Document solution that our clients absolutely love. Their elegance in software design has literally saved us millions as we evolved our product over many release cycles.

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      Founder & CEO of Blueshift
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      Managing Director of Innovation at Synechron
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    Partners & Integrations