All-in-one, financial platform addressing the needs of all Wealth Management stakeholders.

Become a Market Disrupter with Tonic

    Tonic Offerings for Wealth Management Lifecycle

    Today for a retail bank, client acquisition would be impossible if they do not have an internet banking portal. We believe that investment banking and insurance will follow this trend.

    With this in mind we partnered with industry experts and built an all in one financial platform which automates and consolidates all back office operations. We built this system with the investor at its core. From day one our goal was to make investing simple and safe to investors.

    All-in-one, end-to-end - Wealth Management and Fund Administration

    Client Onboarding

    Client Onboarding

    • Prospective Client Portal
    • Cognitive ID / Video Match
    • Fallback Video Conferencing
    • Split Test Multiple Onboardings
    • GDPR Consent

    KYC Rules and Scoring Engine

    • Name Check
    • Anti-Money Laundering
    1 Automatic Compliance Workflow
    Back Office Wealth Management Portal

    Portfolio Management

    • Query enging for KPIs, Custom dashboards and reports
    • Portfolio, P/L, NAV Benchmarking
    • Order Management with compliance at its core
    • Automated Appropriateness testing
    • Corporate Action execution and management
    • Cash Movement and Reconciliation
    • Fee management and processing
    • Unit allocation, Automatic accruals
    • Fund performance benchmarking
    • NAV Reporting and Autamated Factsheet Generation
    2 Trade advice
    3 Trade instructions
    Investor Portal

    Full Transparency 24/7

    • Portfolio, P/L, NAV Benchmarking
    • Daily Portfolio Movement Report
    • Cash Movements and Balances
    • Third Party data feeds

    Robo Advisory

    • AI enabled Portfolio and Investor Profile learning
    • Preference, Strategy & Risk Appetite trade propositions


    • Market & Portfolio Position Notifcations

    Tailored Data Feeds

    • Broker advice, News, Research, Custom reports

    Demo videos

    Visit our dedicated Tonic site to find demo videos about some of Tonic's main features.

    Client Onboarding & KYC

    Automated and configurable KYC framework is paramount for meeting an array of CCD compliance, regulatory and risk management requirements.




    Ongoing KYC Monitoring


    Workflow Management

    Document Management

    Audit Trail

    Dashboard Analytics



    KYC automation framework - reducing manual intervention, supporting business growth, enhancing operational efficiency and lowering operational risk.

    KYC and onbarding

    Tonic is a platform which enables Financial Services companies to streamline the engagement with potential customers

    • Easy configuration for Robo-Advisory
    • On-boarding via Video calling / Face detection using cognitive services
    • CRM capabilities with integrated document management
    • Rules engine to define KYC scoring with World Check integration
    • Workflow for approval of onboarding requests
    • Dashboard to provide insights on the whole process
    • GDPR consent management

    For Wealth Management, Insurance, Funds, Banking, Brokers

    Mobile Investor Portal

    Thynk Gaming Metrics

    Tonic is a platform which enables Investors to manage their portfolio and trade directly from their mobile

    • Access to portfolio(s) from mobile
    • P/L Portfolio Reporting
    • Portfolio NAV and benchmarking
    • Daily Portfolio Movement Report
    • Place trades directly from mobile
    • Alerts for market movements and portfolio positioning changes
    • Review cash movements and balances
    • Read news and research from Wealth Manager
    • Interface to Robo-advisory data feed
    • Realtime transparency for Investors
    • Interface for third party data services (such as IB and Bloomberg)

    For Investors

    Robo Advisory

    Tonic leverages AI to deliver tailor-made advice

    • Leveraging bot technology to process large volumes of data and produce trading propositions
    • Trading proposition can be published to clients with 1 click
    • Machine learning enables the bot to learn the investor's trading preferences and strategy
    • Truly personalized trading advice rather than generic investment listing
    • Wealth managers can push advice to a selected cross section of portfolios and risk appetites
    • Easy client dashboard to filter tips and execute buy/sell instructions

    For Investors, Wealth Managers

    Back Office Wealth Management

    Tonic is an all-in-one tool for Financial Services companies to manage all back office operations

    Customizable dashboard and query engine for custom reporting

    dashboard Customizable dashboard and query engine for custom reporting
    timeline Portfolio Nav for benchmarking
    network_check KPIs to deliver insight on portfolio management performance
    folder Portfolio Management and Reporting on current holding P/L
    group Corporate action execution and management
    swap_horiz Cash movement reporting and reconciliation

    Fund Administration

    Tonic is a platform for Fund Administrators to manage their Funds end to end

    • Account Period management
    • Fee management and processing
    • Corporate action execution and management
    • Unit allocation and reporting
    • Automatic accruals calculation
    • Benchmarking of Fund performance
    • Generation of NAV and NAV Reporting
    • Automated Factsheet generation

    For Wealth Managers

    Insurance Lifecycle and Customer Journey

    In a recent KPMG survey of CEOs in the financial services sector:
    • 41% of CEOs said their company will be significantly transformed in the next 3 years by technological innovation.
    • 77% of CEOs are concerned about their organizations keeping current with new technologies.
    • CEOs said technology was the 2nd biggest factor contributing to company growth; global economic factors took top place.
    History repeating:
    There is not a retail bank out there that can survive today without an engaging, customer centric, online approach.

    Customers in all sectors are more demanding, less loyal and more connected.

    “Digital Darwinism is unkind to those who wait” - CEO of Software AG

    What is the insurance sector doing about it?

    Tonic offerings for Insurance

    Tonic is a platform which enables Insurance firms to streamline the journey from lead to policy activation

    • On-boarding of new third parties
    • Rules engine to define KYC scoring
    • World Check integration
    • CRM capabilities with integrated document management
    • GDPR consent management
    • Easy configuration for adding custom Insurance products
    • Illustration generation
    • Dynamic Proposal Workflow
    • Policy Activation Workflow
    • Policy management and endorsements

    For Insurance Principals, Agents and Brokers

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    Partners & Integrations